Both a HELOC and home equity loan preserve your low first mortgage rate. See how to pick the right second lien for your renovation…
Las Vegas Real Estate
LAS VEGAS REAL ESTATE NEWS
-
Borrow a lump sum or draw as you go for a phased renovation? Your project timeline changes which home equity product costs less. Here’s how to decide.
-
Mortgage rates fell after five weeks of growth. Will they trend down in April? Here’s what the experts think.
-
Mortgage Resources
Is Your HELOC a Home Equity Loan in Disguise? 6 Red Flags to Check
by Alex Langeby Alex LangeSome lenders market home equity loans as HELOCs. If your HELOC requires a large upfront draw or skips interest-only payments, watch for fake HELOC red flags.
FIND YOUR DREAM HOME IN LAS VEGAS
LOAN RESOURCES
-
Uncle Sam wants you, and he’s willing to pay you a good chunk of cash. The U.S. Army announced that it will pay up to $50,000 – its largest bonus ever – to recruits who qualify and sign on for a six-year active-duty enlistment. The bonus package is based on a number of factors that […]
This was originally published on The Penny Hoarder, which helps millions of readers worldwide earn and save money by sharing unique job opportunities, personal stories, freebies and more. The Inc. 5000 ranked The Penny Hoarder as the fastest-growing private media company in the U.S. in 2017. -
It’s no secret that Netflix is cracking down on password sharing. Soon you’ll find yourself paying an additional charge if individuals outside your household access your Netflix account. While we don’t have details on when the change is rolling out, Netflix has already provided a tool to ease the pain — the profile transfer feature. […]
This was originally published on The Penny Hoarder, which helps millions of readers worldwide earn and save money by sharing unique job opportunities, personal stories, freebies and more. The Inc. 5000 ranked The Penny Hoarder as the fastest-growing private media company in the U.S. in 2017. -
Loan Resources
Dear Penny: My Dad Spends Up to $30K/Month. Could I Be Liable for His Debt?
by Evolveby EvolveDear Penny, A few years ago, my parents got divorced. I’m in my mid-30s with my own family. The divorce was messy with lots of debate over money. My mother confided that my dad is deep in debt, spending sometimes $30,000 a month, at least, when she could still see his bank accounts. I don’t […]
This was originally published on The Penny Hoarder, which helps millions of readers worldwide earn and save money by sharing unique job opportunities, personal stories, freebies and more. The Inc. 5000 ranked The Penny Hoarder as the fastest-growing private media company in the U.S. in 2017. -
Life insurance provides cash to your beneficiaries after you die. It’s meant to help replace your income. But what about buying life insurance if you’re over age 60 or 65? Does it make sense? In some situations, it can make sense to spend thousands of dollars a year for a life insurance policy after you […]
This was originally published on The Penny Hoarder, which helps millions of readers worldwide earn and save money by sharing unique job opportunities, personal stories, freebies and more. The Inc. 5000 ranked The Penny Hoarder as the fastest-growing private media company in the U.S. in 2017. -
Buy now, pay later apps are an increasingly popular way to finance purchases. Companies like Affirm, AfterPay and Klarna let you split the cost of everyday purchases — from running shoes to groceries — into several installment payments. Pay-in-four loans are the most common model. You’re required to make a small down payment, usually 25%, […]
This was originally published on The Penny Hoarder, which helps millions of readers worldwide earn and save money by sharing unique job opportunities, personal stories, freebies and more. The Inc. 5000 ranked The Penny Hoarder as the fastest-growing private media company in the U.S. in 2017. -
Curious about freezer meals, but don’t want to wind up with a flavorless mess? Try these healthy dinner recipes that freeze well and won’t break the bank. A little advance prep will save you lots of time when you need a quick meal.
This was originally published on The Penny Hoarder, which helps millions of readers worldwide earn and save money by sharing unique job opportunities, personal stories, freebies and more. The Inc. 5000 ranked The Penny Hoarder as the fastest-growing private media company in the U.S. in 2017.
FIND YOUR REALTOR
Let us pair you with a realtor that has access to exactly what you need in your future home. Our niche realtors have access to listings that fit your individual needs.
EMAIL US
Email us a list of details for your future home and let us pair you with the perfect real estate professional.
CALL US
Our quick and convenient phone consultations walk you through all the details needed to pair you with an experienced real estate professional. The perfect place to start in finding your Las Vegas retreat!
Las Vegas Housing News
A federal lawsuit seeks to halt the upcoming UFC fight card on the White House South Lawn in a mixed martial arts show timed for President Donald Trump’s 80th birthday and part of the celebration of the nation’s 250th anniversary.
Las Vegas Aviators infielder Joshua Kuroda-Grauer has a 55-grade hit tool, but it’s his 80-grade leadership that has impressed the Athletics.
Derek Stevens and John Fisher were in the house, side-by-side, for Game 3 of the Stanley Cup Final at T-Mobile Arena.
MORTGAGE NEWS
https://arizent.brightspotcdn.com/8e/93/7ef99253408dbd02c9042359705e/443333444.jpg Key insight: Federal Reserve Gov. Stephen Miran says monetary policy is “too restrictive” and that the central bank should cut rates quickly. Supporting data: Miran cited slower population growth …
Why non-QM underwriting is guiding mortgage lending’s future
https://arizent.brightspotcdn.com/af/89/9b8250f8470094b2b06b5c150a4e/homes-overhead-shot.jpg This has been a year of contradictions for mortgage lending. Rates remain elevated, inventory is scarce, origination volumes are weak — yet one segment of the market continues to …
https://arizent.brightspotcdn.com/0a/cb/6238e78f4b6989478caf5e324f3a/img-1061-resized.jpg Key insight: FICO’s partnership with Plaid shifts credit scoring more toward real-time cash-flow signals. Expert quote: Cornerstone Advisors’ Ron Shevlin says real‑time cash flow can provide a more up‑to‑date …