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    15-Year Home Equity Loan: Rates, Payments, and Whether the Term Fits You

    by Alex Lange August 14, 2026
    by Alex Lange August 14, 2026

    A 15-year home equity loan balances payment size and total interest. See how the term compares to 10- and 20-year options, sample…

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  • Mortgage Resources

    Can You Refinance a Home Equity Loan? How and When It Makes Sense

    by Alex Lange August 12, 2026
    by Alex Lange August 12, 2026

    Yes — you can refinance a home equity loan several ways. See your four options, what lenders require, the costs involved, and when…

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  • Mortgage Resources

    Best Home Equity Investment Companies in 2026

    by Craig Berry August 10, 2026
    by Craig Berry August 10, 2026

    Home equity investment companies let you tap cash without debt. The Mortgage Reports compared leading providers, terms, and alternatives to find your best fit.

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  • Mortgage Resources

    Waiting for Mortgage Rates to Drop? What the Jobs Report Actually Changed at the Fed

    by Alex Lange August 10, 2026
    by Alex Lange August 10, 2026

    A weak jobs report likely killed a September Fed hike, but forecasters still see 6.4%-6.5% mortgage rates through 2026. What that means if you’re buying.

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  • Mortgage Resources

    Student Debt Down Payment Penalty: 8 Months to 16 Years of Homebuying Delay, Depending on Your Metro

    by Alex Lange August 4, 2026
    by Alex Lange August 4, 2026

    Student debt adds 8 months to 16 years to the time it takes to save a down payment, depending on your metro. See your city’s number in TMR’s 2026 report.

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  • Mortgage Resources

    How Much Mortgage Can I Afford on My Salary?

    by Peter Warden July 31, 2026
    by Peter Warden July 31, 2026

    How much mortgage can you afford on your salary? Most buyers borrow roughly 4 to 4.5 times their income, but your debt, down payment, and mortgage rate all move the number. Here’s how it works.

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  • Mortgage Resources

    Fed Holds, but Three Dissents Signal a Hike May Be Coming

    by Alex Lange July 29, 2026
    by Alex Lange July 29, 2026

    The Fed voted 9-3 to hold rates steady, with 3 officials voting to raise them. See how persistent inflation and Fed division affect your mortgage options.

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  • Mortgage Resources

    Credit Card vs. HELOC for Home Improvement: How to Choose

    by Alex Lange July 29, 2026
    by Alex Lange July 29, 2026

    Deciding how to pay for a renovation? Compare using a credit card vs. a HELOC for home improvement — by project size, cost, risk, and how…

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  • Mortgage Resources

    Credit Card vs. HELOC for Home Improvement: How to Choose

    by Alex Lange July 29, 2026
    by Alex Lange July 29, 2026

    Deciding how to pay for a renovation? Compare using a credit card vs. a HELOC for home improvement — by project size, cost, risk, and how…

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  • Mortgage Resources

    The Home You Want Might Not Be on Zillow. Here’s Who’s Hiding It, and Why

    by Alex Lange July 24, 2026
    by Alex Lange July 24, 2026

    Some homes for sale never reach Zillow. Here’s how private listings work, who benefits, and the questions buyers should ask before…

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