A 15-year home equity loan balances payment size and total interest. See how the term compares to 10- and 20-year options, sample…
Mortgage Resources
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Mortgage Resources
Can You Refinance a Home Equity Loan? How and When It Makes Sense
by Alex Langeby Alex LangeYes — you can refinance a home equity loan several ways. See your four options, what lenders require, the costs involved, and when…
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Home equity investment companies let you tap cash without debt. The Mortgage Reports compared leading providers, terms, and alternatives to find your best fit.
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Mortgage Resources
Waiting for Mortgage Rates to Drop? What the Jobs Report Actually Changed at the Fed
by Alex Langeby Alex LangeA weak jobs report likely killed a September Fed hike, but forecasters still see 6.4%-6.5% mortgage rates through 2026. What that means if you’re buying.
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Mortgage Resources
Student Debt Down Payment Penalty: 8 Months to 16 Years of Homebuying Delay, Depending on Your Metro
by Alex Langeby Alex LangeStudent debt adds 8 months to 16 years to the time it takes to save a down payment, depending on your metro. See your city’s number in TMR’s 2026 report.
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How much mortgage can you afford on your salary? Most buyers borrow roughly 4 to 4.5 times their income, but your debt, down payment, and mortgage rate all move the number. Here’s how it works.
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Mortgage Resources
Fed Holds, but Three Dissents Signal a Hike May Be Coming
by Alex Langeby Alex LangeThe Fed voted 9-3 to hold rates steady, with 3 officials voting to raise them. See how persistent inflation and Fed division affect your mortgage options.
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Mortgage Resources
Credit Card vs. HELOC for Home Improvement: How to Choose
by Alex Langeby Alex LangeDeciding how to pay for a renovation? Compare using a credit card vs. a HELOC for home improvement — by project size, cost, risk, and how…
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Mortgage Resources
Credit Card vs. HELOC for Home Improvement: How to Choose
by Alex Langeby Alex LangeDeciding how to pay for a renovation? Compare using a credit card vs. a HELOC for home improvement — by project size, cost, risk, and how…
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Mortgage Resources
The Home You Want Might Not Be on Zillow. Here’s Who’s Hiding It, and Why
by Alex Langeby Alex LangeSome homes for sale never reach Zillow. Here’s how private listings work, who benefits, and the questions buyers should ask before…