Alex Lange

Rates are back near 6.6% and half the Fed favors a hike this year. What the July 28-29 meeting means if you’re buying, locking, or waiting for cuts.

Key Takeaways Markets are watching to see if the Fed changes course on rates Mortgage rates are currently averaging 6.52% for a 30-year fixed Watch for updates to the Fed’s […]

Planning to sell soon and considering a home equity loan for repairs? Here are the home repairs that justify borrowing before selling.

See where homeowners have the most untapped equity in 2026, why Texas tops the list, and how HELOC use varies by state.

A HELOC on your current home can fund the purchase and renovation of your next one before you sell, but DTI is the real hurdle. Here’s…

A cash-out refi replaces your entire mortgage at today’s rate, not just the cash-out amount. If you have a low rate, the math almost never works for you.

Both a HELOC and home equity loan preserve your low first mortgage rate. See how to pick the right second lien for your renovation…

Borrow a lump sum or draw as you go for a phased renovation? Your project timeline changes which home equity product costs less. Here’s how to decide.

Some lenders market home equity loans as HELOCs. If your HELOC requires a large upfront draw or skips interest-only payments, watch for fake HELOC red flags.

The CFPB eliminated disparate impact under ECOA, effective July 21, 2026. What changed, what protections remain, and where to report discrimination.