How much mortgage can you afford on your salary? Most buyers borrow roughly 4 to 4.5 times their income, but your debt, down payment, and mortgage rate all move the number. Here’s how it works.
Author
Peter Warden
-
-
Mortgage Resources
Home Loans for Single Moms | Programs & Grants 2026
by Peter Wardenby Peter WardenDiscover how single parents can overcome the challenges of buying a house with our guide to the best home loans for single moms.
-
Mortgage rates by credit score vary widely. So what does your score get you? And what can you do to qualify for a lower rate?