Mortgage Resources

HELOCs and cash-out refinancing both tap your home equity, but they work very differently. Explore HELOC vs cash-out refinance pros and cons.

Lowest home equity loan rates range from 5.25% to 6.50% for excellent credit. See current rates by term length and learn how to qualify for the best offers.

HEI for retirement income gives you a lump sum from your home equity with no monthly payments or new debt. Learn the costs, benefits, and alternatives.

DTI and credit for home equity loans require a DTI ratio below 43% and a credit score of 620 or higher for approval.

Selling a house with a HELOC is common. Learn how the payoff works at closing and how it affects your equity.

Is a HELOC or home equity loan better? That depends on how you’ll use the loan. See the pros and cons of HELOCs vs. home equity loans here.

Home equity loan vs HEI: A loan charges fixed interest with monthly payments, while an HEI takes a share of your home’s future value.

No-documentation HELOCs and home equity loans replace tax returns with bank statements or asset proof. Rates typically run 1-3% higher than standard products.

Home equity loans for retirees: learn how to qualify using Social Security and pension income, compare HELOCs and reverse mortgages, and weigh the risks.

Wondering how to get a home equity loan? Our guide breaks down the home equity loan process into simple, actionable steps.