Learn how the 2026 estate tax change affects homeowners with reverse mortgages and why heirs can’t use a credit line to pay estate taxes.
Ryan Tronier
-
-
Mortgage Resources
Can Your HECM Line of Credit Be Frozen or Reduced?
by Ryan Tronierby Ryan TronierCan a HECM line of credit be frozen? Usually, no. FHA rules protect access. Learn when a freeze can still happen.
-
Mortgage Resources
Home Equity Loan vs Small Business Loan: Which Is Better?
by Ryan Tronierby Ryan TronierHome equity loans offer lower rates but risk your home, while business loans protect personal assets. Here’s how to choose.
-
Mortgage Resources
How to Access Up to 90% of Your Home’s Value With a HELOC
by Ryan Tronierby Ryan TronierCompare 90% CLTV HELOC rates with credit unions, community banks, and online lenders like SoFi and Figure.
-
Mortgage Resources
Struggling With Debt? Here’s How HELOCs and HEAs Compare
by Ryan Tronierby Ryan TronierExplore HELOCs vs. HEAs and how each can help homeowners pay off debt. Compare pros, cons, and key risks before you borrow.
-
Mortgage Resources
Do You Still Own Your House in a Home Equity Agreement?
by Ryan Tronierby Ryan TronierYes, you still own your home with an HEA. See how ownership, liens, repayment, and refinancing are affected in a home equity agreement.
-
Mortgage Resources
How to Settle a Home Equity Agreement Without Selling Your Home
by Ryan Tronierby Ryan TronierLearn how to settle a home equity investment without selling your home using a HELOC, refinance, or equity loan.
-
Can you get an HEA if you have a HELOC? Learn when third position is allowed and when providers must pay off or close a HELOC first.
-
Mortgage Resources
Home Maintenance Rules for Home Equity Agreements (HEAs)
by Ryan Tronierby Ryan TronierHEA home maintenance rules explained: repairs, insurance, inspections, and how your home’s condition shapes valuation and future settlement costs.