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Ryan Tronier

Ryan Tronier

  • Mortgage Resources

    Reverse Mortgages and the 2026 Estate Tax Change

    by Ryan Tronier March 26, 2026
    by Ryan Tronier March 26, 2026

    Learn how the 2026 estate tax change affects homeowners with reverse mortgages and why heirs can’t use a credit line to pay estate taxes.

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  • Mortgage Resources

    Can Your HECM Line of Credit Be Frozen or Reduced?

    by Ryan Tronier March 25, 2026
    by Ryan Tronier March 25, 2026

    Can a HECM line of credit be frozen? Usually, no. FHA rules protect access. Learn when a freeze can still happen.

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  • Mortgage Resources

    Home Equity Loan vs Small Business Loan: Which Is Better?

    by Ryan Tronier March 25, 2026
    by Ryan Tronier March 25, 2026

    Home equity loans offer lower rates but risk your home, while business loans protect personal assets. Here’s how to choose.

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  • Mortgage Resources

    How to Access Up to 90% of Your Home’s Value With a HELOC

    by Ryan Tronier March 25, 2026
    by Ryan Tronier March 25, 2026

    Compare 90% CLTV HELOC rates with credit unions, community banks, and online lenders like SoFi and Figure.

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  • Mortgage Resources

    Struggling With Debt? Here’s How HELOCs and HEAs Compare

    by Ryan Tronier March 23, 2026
    by Ryan Tronier March 23, 2026

    Explore HELOCs vs. HEAs and how each can help homeowners pay off debt. Compare pros, cons, and key risks before you borrow.

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  • Mortgage Resources

    Do You Still Own Your House in a Home Equity Agreement?

    by Ryan Tronier March 23, 2026
    by Ryan Tronier March 23, 2026

    Yes, you still own your home with an HEA. See how ownership, liens, repayment, and refinancing are affected in a home equity agreement.

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  • Mortgage Resources

    How to Settle a Home Equity Agreement Without Selling Your Home

    by Ryan Tronier March 23, 2026
    by Ryan Tronier March 23, 2026

    Learn how to settle a home equity investment without selling your home using a HELOC, refinance, or equity loan.

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  • Mortgage Resources

    Can an HEA Sit in Third Position Behind a HELOC?

    by Ryan Tronier March 23, 2026
    by Ryan Tronier March 23, 2026

    Can you get an HEA if you have a HELOC? Learn when third position is allowed and when providers must pay off or close a HELOC first.

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  • Mortgage Resources

    Home Maintenance Rules for Home Equity Agreements (HEAs)

    by Ryan Tronier March 23, 2026
    by Ryan Tronier March 23, 2026

    HEA home maintenance rules explained: repairs, insurance, inspections, and how your home’s condition shapes valuation and future settlement costs.

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