The Mortgage Reports : Today's Mortgage Rates & Strategy Sponsored Content
The Mortgage Reports Podcast
With Ivan Simental, Arjun Dhingra, and Shivani Peterson
The Mortgage Reports Podcast is hosted by mortgage and real estate experts with hands-on knowledge to help you through the home buying process step by step.
Ivan Simental (@theivansimental) is a Mortgage Loan Office with 6 years of experience. He has a passion for empowering potential homebuyers to purchase their first home. Ivan uses social media to share unique information, tips, and advice about buying, refinancing, or investing in real estate. NMLS No. 1762746
Arjun Dhingra (@arjunmortgage) is a mortgage banker and business development manager of 20 years based in San Francisco. He has a passion for creating high-quality content on all topics related to mortgages and making better real estate decisions. NMLS No. 1166050
Shivani Peterson (@shivpeter) is on a mission to empower everyone and anyone to use real estate to start building wealth. She is a Certified Mortgage Planning Specialist, a top-producing loan officer nationally, and currently pursuing her Master’s degree in Marriage and Family Therapy. She is passionate about financial literacy and using a mortgage as a tool rather than a debt. NMLS No. 866955
What to do if you lock a mortgage and then rates fall
>Read the full article: Steps to take if you lock in a mortgage and then rates fall
Pros and cons of selling (or buying) a house during the holidays
Should you sell your house before or during a recession?
Can you sell your house before paying off the mortgage?
Is it better to rent or buy a house during a recession?
When should I start shopping for a mortgage lender?
>Read the full article: When should I start shopping for a mortgage lender?
Why the time is ripe to get a HELOC
>Read the full article: Why the time is ripe to get a HELOC
Pros and cons of using your 401(k) to buy a house
>Read the full article: Pros and cons of using your 401(k) to buy a house
How inflation and recession fears impact housing
>Read the full article: How inflation and recession fears impact housing
Best ways to negotiate your home price and save money
>Read the full article: Best ways to negotiate your home price and save money
Hacks for buying a house in a high-rate market
>Read the full article: Hacks for buying a house in a high-rate market
Upfront costs that surprise home buyers
>Read the full article: Upfront costs that surprise first-time home buyers
Pro-level home-buying tips no one talks about
>Read the full article: Pro-level home-buying tops that “no one talks about”
Will the housing market crash like 2008?
>Read the full article: Will the housing market crash like 2008?
Should you buy a house now or wait for rates to drop?
>Read the full article: Should you buy a house now or wait for rates to drop?
Are things getting easier for home buyers in 2022?
>Read the full article: Are things getting easier for home buyers in 2022?
A HELOC for home improvements might be better than moving right now
>Read the full article: Taking out a HELOC could be better than moving right now
A window of opportunity for home buyers in 2022
>Read the full article: A window of opportunity for home buyers in 2022
Pros And Cons Of Buying A Home During A Recession
>Read the full article: Pros and cons of buying a home during a recession
House Hacking: How Roommates Can Pay Your Mortgage
>Read the full article: House hacking: How someone else can pay your mortgage
What Is The Biden Administration’s Home Buyer Tax Credit?
>Read the full article: What is the Biden Administration’s first-time home buyer tax credit?
What Is A Closing Disclosure? Process And Timeline
>Read the full article: What is a Closing Disclosure? Process and timeline
One Good Reason To Refinance At A Higher Interest Rate
>Read the full article: One good reason to refinance at a higher interest rate
What A Recession Would Mean For The Housing Market
>Read the full article: What a recession would mean for the housing market
How To Finance An Investment Property
>Read the full article: Should you buy an investment property in 2022?
Expert Financial Tips For Buying Your First Home
>Read the full article: Expert financial tips for buying a home in this market
Scared To Buy A House in 2022? Advice For Working Through Your Fears
>Read the full article: Expert advice: Three common home buyer fears in 2022
How High Will Mortgage Rates Go In 2022? (With Shivani Peterson)
>Read the full article: Why do mortgage rates just keep rising in 2022?
Two Major Reasons Why Housing Inventory Is So Low Right Now
>Read the full article: Two reasons housing inventory is so low right now
Will The Housing Bubble Pop In 2022?
>Read the full article: Should buyers worry about home values falling?
How Will Inflation Affect the Housing Market in 2022?
>Read the full article: How will inflation affect the housing market in 2022?
Will Home Prices Go Up In 2022 And Beyond?
>Read the full article: Housing market predictions for late-2022
Will Rising Interest Rates Help (or Hurt) Home Buyers and Sellers?
>Read the full article: Will rising rates curb home buyer demand in 2022?
Should You Wait To Buy a House Until 2023, or Buy Now?
Will inflation and rising rates cause a housing market crash?
Six More Fed Rate Hikes Expected in 2022: What it means for your mortgage
Is Zillow Going To Crash The Housing Market in 2022?
MORTGAGE INSURANCE BASICS: How it works and strategies to avoid it
>Read the full article: Mortgage insurance explained
HOW TO BUY A HOUSE WITH NO CREDIT: First-time home buyer
UPCOMING FED RATE HIKES: What they mean for your mortgage rate
THE MORTGAGE LOAN PROCESS: Explained from start to finish
>Read the full article: How to get a mortgage: Explained by a loan officer
HOW TO SHOP FOR A HOME LOAN: Don’t skip these 10 steps
WHAT WILL DRIVE MORTGAGE RATES HIGHER IN 2022?
CONSIDERING AN FHA LOAN? Tips, tricks and advice for first time home buyers
>Read the full article: How to get an FHA loan: FHA requirements and tips
HOME PRICE PREDICTIONS 2022: Will prices come down?
HOUSE HACKING ADVICE: How to live for free in a house you own
>Read the full article: House hacking: Live free in a house you own
FHA ANNOUNCES NEW GUIDELINES ON STUDENT LOAN DEBT: It’s now EASIER to buy a home if you have student loans
>Read the full article: FHA student loan guidelines: How to get approved
WILL THE HOUSING MARKET CRASH IN 2022?
HOW TO BUY A HOUSE IF YOU HAVE STUDENT LOAN DEBT: Tips to get approved for a mortgage right out of college
>Read the full article: How can I buy a house with student loan debt?
HOW TO BUY A HOUSE WITH ZERO OUT OF POCKET: Low down payment vs. closing costs
>Read the full article: First-time home buyer loans: Low or no money down
BAD CREDIT: 3 tips to buy a house if your credit score is low
>Read the full article: Expert tips for buying a house with bad credit
YOU DON’T NEED 20% DOWN TO BUY A HOUSE: Pros & cons of a large downpayment
>Read the full article: Pros and cons of a 20% down payment
DOWN PAYMENT ASSISTANCE: How to qualify for help buying a house if you don’t have the money right now
>Read the full article: Four types of down payment assistance explained
HOW TO BUY A HOUSE WITH LESS THAN 2 YEARS EMPLOYMENT HISTORY: Tips to get qualified for a mortgage if you have a new job
>Read the full article: Can I buy a house without a two-year job history?
INFLATION AND HOUSING: Should you invest in real estate right now?
CASH-OUT REFINANCE: The Best Ways To Use Home Equity
>Read the full article: What’s the best way to use home equity?
REFINANCING: Do it now or wait?